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Welcome to the EU4Business-
EBRD Credit Line

Building modern, green and profitable SMEs through
loans with investment incentive support

    Our Products and Services at a Glance

    Loans and
    Leasing


    Through partner banks, EBRD provides loans and leasing products to MSMEs.
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    Investment
    Incentives


    MSMEs may receive a cash-back payment once an eligible investment is implemented and verified.
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    Technical
    assistance


    Seasoned technical experts support PFIs and MSMEs to prepare and complete investment projects.
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    Enterprise Security Enhancement


    Support in strengthening MSMEs’ security and business resilience.
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    Simplified Approach

    Fast-track process
    for standard equipment
    upgrades

    This approach is dedicated to companies wishing to purchase equipment from the pre-approved solutions on Green Technology Selector (GTS) or the List of Eligible Technologies (LET).

    • Faster approval and implementation
    • Ideal for straightforward upgrades

    Complex Approach

    For larger,
    customised modernisation
    projects

    Complex loans are intended for larger or customised investments, especially for export-oriented businesses.

    • For projects seeking to improve compliance with one or more of the EU Directives
    • Additional consulting support for project plan

    Advisory/Technical Support

    Finance alone is often not enough to overcome the challenges micro, small and medium-sized enterprises (MSMEs) face. To bridge this gap, our dedicated expert team provides free technical support to assist with planning, implementation and successful completion of the investment projects.

    Core Programme Support

    • Relevant advice on structuring your investment project
    • Support in selecting compliant equipment and technologies
    • General assistance during project implementation
    • Technical support for both MSMEs and partner banks

    Know-how beyond financing

    In addition to project-specific technical assistance, Ukrainian MSMEs can access the EBRD’s Advice for Small Businesses programme. The programme connects businesses with local and international experts to strengthen management practices, innovation capacity, and long-term growth potential.
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